ABOUT US

FINANCE PROFESSIONALS READY TO HELP YOU WITH YOUR FINANCIAL NEEDS

At Key Choice Group, we believe that property advice, mortgage support, strategic direction, and/or loans products should be easy to understand. It should also be easy to find and access that will allow you to have peace of mind when it comes to your money investment.

We combine decades of experience on mortgage and investments with powerful cutting edge technology. This way we could provide you with unparalleled service, products, and advice.

You should think of us as a financial professional resource in the same way you think of your accountant, financial planner, or solicitor. You can rely on us with your investments to act in your best interests.

We will work with you and your service providers (real estate agent, conveyance, and lender) during your purchasing or re-financing process. We will also ensure that you obtain the property and/or finance that best suits your circumstances.

When you call Key Choice Group, you will speak to a real person. We will guide you through your property advice, finance or strategy process. This will provide you with information and support every step of the way. Please contact us to find out more about how we can help you today.

Matthew Clark

Matthew Clark

Finance Specialist


Dip Fin Services (Mortgage Broking)
QPIA (Qualified Property Investment Adviser)

Matthew is twice an Amazon best selling author of two books. The Understanding Successful Property Investment, Fundamentals – Alternatives – Performance and the 2014-2015 Guide to Property Investment. For two decades as a financial professional, Matthew has dedicated himself to empower his clients to grow their asset base to clear the space for what is most important to them. Matthew also enjoys family time with his his 3 children, reading, listening to Podcasts, and a great cup of coffee. He is also a long St Kilda Football Club supporter.

Still Have Further Questions?

That’s our job. We deliver tailored finance solutions and answers to your inquiries to help you out.

Contact us today to find out all the ways we can help you.

Frequently Asked Questions

WHAT IS A FINANCIAL PROFESSIONAL?

A financial adviser or professional provides expert advice for clients’ decisions around money matters, assets, personal finances, investing, future planning, current market trends, loans, insurance, and choosing a program for financial management.

Financial advisors/professional may work as an independent agent, or may be employed by a larger financial firm.

Advisors must be licensed to carry out business with clients.

WHAT IS A LICENSED FINANCIAL PROFESSIONAL?

A financial professional may use various titles whether or not he or she is registered or licensed with a regulatory authority. These what separates professionals to non-practitioners. 

Financial professionals that are registered as a broker-dealer or investment adviser have obtained registrations and licenses granted by federal or state regulatory authorities as a member of it. 

 

 

WHAT IS A FINANCIAL ADVICE?

The financial advice scenario deals with personal advice about investing in managed funds and basic deposit products and personal insurance, given to a new client (i.e. not in an ongoing advisory relationship).

WHAT IS THE AVERAGE SERVICE FEE OF FINANCIAL PROFESSIONALS?

The Financial Planning Association of Australia (FPA) conducted the CoreData FPA Member Research in 2018 which found that, on average, FPA members charge $2,435 to prepare a Statement of Advice for new clients, and $3,354 per year for ongoing advice for clients.

HOW TO FIND A GOOD INVESTMENT FOR MY MONEY?

As a guide here are the 10 top investments for Australians this coming 2021: 
  • Property
  • Savings accounts. One of the simplest investment options available, a savings account is different from a typical bank account as it lets you earn interest on the money you deposit.
  • Term deposits
  • Superannuation
  • Equities
  • Managed/index funds
  • ETFs.
  • Cryptocurrencies

DO YOU GIVE ADVICE ABOUT SUPERANNUATION?

Though not our core offer, as a financial specialist we do have knowledge about superannuation fund. 

DO YOU HAVE A FINANCIAL CALCULATOR?

When it comes to investing, financial assumptions is one way to have insights on how much you can borrow for your financial needs.

With that, we do have a free calculator in our website. You may check it here.

This calculator will help you learn more about how much money you could borrow for your investment.

You could actually already do a basic financial planning on your end

In addition to that, you will have an idea how much will be the money fee related to the purchase price.

Investing made easy through our calculator.

WHAT ARE THE IN-DEPTH RESPONSIBILITIES OF A FINANCIAL PROFESSIONAL?

Financial advice is the core of a professional’s responsibility.

Whether it be personal finance, wealth growth, or super investments, a finance professional can be of great help.

Usually they will make a survey based on a specific financial needs that you have and then give you deep recommendation based on their diagnosis. 

These professionals are hands-on when it comes to talking to clients to determine their expenses, income, insurance coverage, financial objectives, tax status, risk tolerance, or other information needed to develop a financial plan.

They even offer and easy read free computations report using a site financial calculator usually available for their prospect and client members. 

Answering client questions about financial plans and strategies and giving financial advice is their goal. 

In addition to that, they give value to their pool of clients through free financial courses and real-time webinars.  

 

HOW DO I FIND A GOOD FINANCIAL PROFESSIONAL?

You can look for a financial adviser through their professional associations: Financial Planning Association. 

Check the Financial Advisor and Professional Services Guide when it comes to: 

  1. The services they offer.
  2. How much fee do they charge
  3. Who owns the company.
  4. Any links to product providers.
  5. Their AFS licence number.

DO I NEED WEALTH MANAGEMENT?

Advantages Of Wealth Management
  • Wealth management helps create a financial plan. It helps systematically build a corpus and move on the path to riches. 
  • Wealth management removes financial stress
  • Your wealth manager offers personalized services.
  • A wealth manager functions as a consultant. 
  • The wealth manager’s offer personalized solutions.

WHY PERSONAL FINANCE IS IMPORTANT?

Lack of awareness about how to manage money leads people to ask, “Why is personal finance important?” The reasons are too numerous to fully detail here. This question cuts to the core of what it takes to lead a secure, fulfilling life.

Personal financial skills are important because without them, people usually spend their entire lives slaving for money, always in debt, never able to catch up and get ahead.

This is bad enough, but the issue goes far deeper. When children watch their parents slaving for money, always owing more than they get from their hard work, the children usually repeat that behavior as adults.

Again, Why is personal finance important?

Because without it, generations of people will most likely continue to live unfulfilling lives as slaves to money.”

WHY FINANCIAL ADVICE IS IMPORTANT FOR A BUSINESS?

Judicious Usage of Money Funds

A smart and powerful benefit of planning a financial program is judiciously utilizing all the funds that you have.

Long-Term View of Your Investment
Being subscribed to a financial advice service will give you a vision of how your investment will grow.

Marketing Strategy
Every business service needs a marketing strategy. Every step of this strategy requires a marketing fee that your business service should not take for granted. This is where financial advice comes in as it involves comprehensive financial planning between your business and your budget on hand.

To Measure Liabilities and Assets
Business has assets. It might be assets that are already acquired through investing prior the business startup. Either way, financial planning is also needed here.

This way you will have a big picture of your current credit, pending liabilities fee and more.

Measuring Profit and Loss
Consistent financial advice will help you track and profit or loss. There are a lots of financial calculators online, but it makes a difference to have financial advice from a professional who could directly see your statement of accounts. 

This will save you from tons of service fee as you don’t need to consult an accountant every now and then.

DO YOU CONDUCT INVESTMENT RESEARCH AND MARKET SURVEY?

We are always updated with the latest trends in the market as we are a member of various financial groups that has a program for financial professionals like us on how we could learn more through courses about finance management, super fund, mortgage, risk management, loans, investing guides 

We then ensure our clients that we provide them the latest market survey to help them decide to make the best investment.

We are more than a financial planner or financial advisor. 

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